ZenJourney

Expense reader · split calculator
PASSED  ✓

01 Paste bank SMS

Drop in one or several debit alerts (one per line). Amount, merchant and category are pulled out automatically for each.

02 Upload a bank statement

CSV or PDF exports both work. If the PDF is password-protected, you'll be asked for it. Nothing is added until you review and approve it below.

03 Add manually

For cash spends or anything the parser misses.

04 Income

Salary, freelance, refunds — anything coming in.

    No income logged yet.

    05 Transactions

      No entries yet — paste an SMS above to begin the ledger.

      06 Who's splitting this?

      Set each person's share as a percentage.

      Split based on:

      07 Allocation

      PersonShareOwes
      0.00Total income 0.00Total spent 0.00Net balance

      08 By category

      09 AI suggestions

      A quick read on your savings, investments, gold, loans and insurance — based on what's logged above.

      10 Download complete data

      A full PDF report: income, every transaction, category breakdown and the person-wise split — everything currently in your ledger.